Real Estate Credit Ballot

  • The product

    Assets representing real estate credit rights.

    Instrument originated by the existence of real estate credit rights with payment in installments. The note is issued by the creditor to facilitate and simplify credit concession and may or may not include collateral.

    CCIs expedite credit trading, as the concession can be done with the endorsement of the note itself, without the need for a formal concession contract. Its exclusive feature lies in the fact that it can be traded independently from the debtor’s authorization – an essential feature to adapt real estate credit to be traded on the financial and capital markets.

    This instrument features pre-fixed or post-fixed rates of remuneration, including price indexes, in accordance with the respective credit rights.