Learn about B3’ New Receivables Management Platform

B3's real estate platform connects real estate developers and institutions that operate in the financing of real estate projects, bringing greater transparency, efficiency and safety to the receivables management cycle, from registration to the novation of receivables, thus benefiting the entire Brazilian real estate ecosystem.

Built in collaboration with the Brazilian Association of Real Estate and Savings Institutions (ABECIP), the Brazilian Chamber of Construction Industry (CBIC) and the Brazilian Association of Real Estate Developers (ABRAINC), the new platform facilitates the expansion of credit to around 1,000 real estate developers operating in Brazil today, especially medium and small-sized developers.

Available funds

The platform organizes, controls and increases transparency of real estate receivables flow to provide a better view of collateral levels of monitored financing transactions.

In addition, registration of receivables can be processed through the developer's billing flow, allowing billing to be carried out via SPE (Special Purpose Entity) or via Plano Empresário (construction financing plan) through the integration of the financial institution into the Block System.

Soon the ecosystem will be expanded with the incorporation of new partners, new APIs, and a wealth of real estate development management processes. Furthermore, ongoing improvements will be implemented to facilitate the users’ journey.
How it works
How to post data to B3 B3
This is a solution suited to your needs. We provide different connection channels to make it easier for developers to post data, such as:
- Spreadsheet: spreadsheet upload for sale of real estate units
- Web-based: online data registration
- API: direct communication between the company's systems and the platform
- ERP: integration between the company's and B3's systems
CMN Resolutions 4,909/5,055

The Central Bank of Brazil issued CMN Resolution No. 4909/2021, which was replaced in late 2022 with CMN Resolution 5,055. This resolution establishes the obligation to register credit rights received as collateral by financial institutions in financing transactions for the production of real estate.

This registration must be done through a financial market infrastructure and B3 is a reference in this market in Brazil. The resolution requirement aims to contribute to the improvement of the real estate ecosystem, so that contractors and developers have access to credit at advantageous conditions.

Optimize the Plano Empresário management

With all financers connected in a single environment and the standardization of data posting.
A showcase for your business

Show your real estate project to various potential lenders and facilitate access to credit.
Indexation

Update of adjustment indices and automatic recalculation of the installment value and outstanding balances.
B3’s credibility and safety

We are one of the world's leading financial market infrastructure companies, bringing confidence to acquirers.
Cost

There is no fixed cost, you only pay for the services you use.